We want good drivers to be rewarded by paying less.READ MORE
We operate like a club for good drivers. We know you’ll only plug in an Insurance Box if you know you’re a good driver, so we instantly provide you with our best premium.
Unlike other insurers who judge you based on preconceived stereotypes, your Insurance Box price is tailored to you based on the reality of how you drive and how you use your car.
We sample your driving to verify your driving style and the use of your car. In return we provide you with your own DriveScore and feedback on your driving style. This feedback can help you become an even better driver.
With a customer base of good drivers, we can pass on lower prices to our customers because you’re not subsidising those bad drivers out there. The logical progression is that the premiums at Insurance Box will be cheaper because our customers are better drivers.
Share a sample of how your car is used and in return we'll recognise your driving skills and rate them compared to other drivers.READ MORE
One of the features of an Insurance Box policy is your personal DriveScore ™ and Dashboard. We give you feedback on your driving, which you can access at insurancebox.com.au with a password.
Most other car insurers use no claim discount (NCD, NCB) ratings that are increasingly outdated and meaningless as rating one has become overly commonplace. Our unique DriveScore ™ rating, based on your actual driving and car use separates the best from the rest.
Forget waiting for years to obtain a rating one by another insurer, you can reach our top level just by driving safely.
...and when they do, we act fast. If we have detected your car is involved in a serious accident, we make contact asap.READ MORE
We don’t use driving information to deny a claim against you but instead use it to alert us to what’s happened and get on with helping you, whether it was your fault or not.
Having a car accident is one of the most stressful events you can experience. No one plans to have one and so they’re always inconvenient.
We want to help you post accident and that saves you time and money.
If there’s a dispute between you and another driver over who was at fault, we’ll have a good idea and we’ll defend you against the other party if need be, armed with better information.
If a more serious event has occurred and we can detect it, we’ll proactively check if you're ok and alert our claims team.
Finally car insurance is catching up with technology.
Most cars since 2000 and all new cars available in Australia from 2006 are fitted with a connecting port that Insurance Box ™ can plug into. So check here if you can plug an Insurance Box ™ in your car.
Insurance Box ™ is compact and plugs in typically out of sight under the dashboard of your car. By sharing your driving style you can fast track the rewards for your good driving: a lower cost of insurance and tangible peace of mind.
No more waiting year after year to move from NCD / NCB rating 6 to rating 1 and conform to outdated stereotypes commonly used by most other insurers. With Insurance Box, your good driving is rewarded faster, no matter who you are.
We strictly protect your privacy and shared information. Our telco suppliers can’t identify whose data it is and we don’t allow any third parties to market to you. You can’t see your journey history, nor can others.
The Insurance Box ™ uses a tiny amount of power when your car is running and sleeps when the ignition is off. Rest assured, it doesn’t interact at all with a car’s engine management system, won’t interfere or harm your car or drain its battery.
We’re not big brother! We don’t impose any curfews, we don’t disclose your information to any authorities unless ordered by a court, we look for trends in your car’s usage and hence isolated events don’t harm your long term DriveScore.
Your Dashboard provides you with access to your individual DriveScore ™, a breakdown of your car’s usage and feedback on your driving style.
If your driving gets better so can your premium.
As a Policyholder you can log onto your Dashboard via the link below, or the top of this page.